Reference

What You Agree To When You Use makar11

These terms set out your rights and responsibilities when accessing makar11, including how your account is managed, how wallet transactions via DANA, OVO, and GoPay are handled, and what conduct is expected.

Account eligibility rulesDANA, OVO, GoPay wallet termsDeposit & withdrawal conditionsAccount suspension policyApplicable jurisdiction notice
makar11 What You Agree To When You Use makar11
REACH US DIRECTLY

Contact Us About These Terms

If any part of these terms raises a question — whether about your wallet balance, a transaction that did not clear, or account access in your region — our support team is available to clarify. Use the channel that suits your situation, and have your account details ready to speed up the process.

Live Chat Open the chat widget from any page on makar11. Available around the clock for account queries, wallet disputes involving DANA, OVO, or GoPay, and terms clarifications.
Email Support Send your query with your account ID and the specific clause or transaction in question. We aim to respond to terms-related email requests as quickly as we can.
In-Account Help Navigate to the Help section inside your account dashboard. You can raise a wallet verification issue or flag a terms concern directly without leaving the platform.
HOW WE HANDLE IT

Account Security and Data Handling Under These Terms

These terms are not just about what you can and cannot do — they also define what makar11 commits to on our end. We store your account data securely and use it only to operate your account, process wallet transactions, and communicate with you about activity on your account. Retention periods, your right to request access to your data, and how to ask for corrections are all covered here.

Data Retention

We retain your account and transaction records for as long as your account is active and for a period after closure, as required by applicable rules in supported regions.

Cookie Use

Cookies keep your session active across mobile and browser. They do not store your DANA, OVO, or GoPay credentials — only session state and account preferences.

Account Security

Your account is protected by login credentials and, where enabled, OTP verification. Never share your PIN or OTP with anyone, including people claiming to be support staff.

Data Access Requests

You can request a copy of the data we hold on your account by contacting support via live chat or email. We handle such requests in line with applicable regional requirements.

Common Questions About These Terms

These are the questions we get most often about how the terms work in practice — covering your account, your wallet activity, and what happens when something needs to change.

Yes. Any wallet action on your makar11 account — including DANA deposits, OVO transfers, and GoPay payments — falls under these terms. Wallet-specific conditions may also apply separately.

We may suspend or close an account that breaches these terms. Where possible, we will notify you via your registered contact before taking action, unless the breach requires immediate suspension.

The updated version replaces this page immediately upon publication. We do not send individual notices, so checking this page before each session keeps you current on any changes.

Yes. Contact us through live chat or email with your account ID and we will process your data access request in line with the requirements applicable to your region.

Where a specific clause cannot apply under local law, that clause is read as narrowly as needed. Every other part of these terms continues to apply to your account and activity.

Access depends on local law and is available only where permitted in your region. We recommend checking whether access is lawful in your specific location before opening an account.